This is a very connected world. Just take a moment and think about it. Fifty years ago the only way you could talk with someone on the other side of the world was either through the long process of mailing a letter or the very expensive process of making a phone call.
Times have changed [...]

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Major credit reporting agencies have a huge impact in the lives of everyone. The major credit bureaus keep track of your open accounts, your balance and payments, your previous addresses and even any previous alias.
That simple score can let another lender, employer or agency decide whether or not you can own a home, car [...]

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